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What Governs Your Account on nk99

These terms set out the rules that apply whenever you access nk99 and use your account — from opening it to making deposits through Touch 'n Go eWallet, Boost, or GrabPay, right through to withdrawals and support.

Account EligibilityDeposits & WithdrawalsLocal Payment MethodsPrivacy & DataAccount ConductSupport Access
nk99 What Governs Your Account on nk99
DATA & ACCOUNT SECURITY

How We Handle Your Account Data

Your account data is held securely and processed only for the purposes set out in our privacy policy — account management, transaction processing, and compliance with applicable Malaysian law. We do not sell your personal data to third parties. Account security relies on a combination of password authentication and OTP verification sent to your registered mobile number; if you suspect unauthorised access, contact support immediately and we will suspend the account while we investigate.

Data Retention

We retain account records for the period required under applicable law. Once that period passes and your account is closed, personal data is deleted or anonymised in line with our data policy.

Cookie Use

Cookies on nk99 support session management and fraud detection. You can review and adjust non-essential cookie preferences from the settings panel within your account.

Account Security

OTP verification is required at login and at each withdrawal request. If your registered number changes, update it through account settings before your next transaction to avoid access issues.

Requesting Changes

To correct account data, request a data export, or ask about deletion, contact our support team with proof of identity. We process verified requests within the timeframe set by applicable Malaysian data rules.

TERMS QUERIES

Reach Us About These Terms

If anything in these terms is unclear or you need to raise a concern about how a policy has been applied to your account, our support team is the right place to start. You can reach us via live chat directly from the account dashboard, or through our official contact channels — responses are handled by a local team familiar with Malaysian account conditions and payment rails including Touch 'n Go eWallet and Boost.

Live Chat Open the chat icon from your account dashboard for direct assistance with terms queries, account status, or payment questions. Available through mobile and desktop.
Email Support Send a detailed account query to our support address listed in the Help section. Include your registered account details so we can locate your record quickly.
Help Centre Our Help Centre covers common terms questions — account eligibility, withdrawal conditions, and policy updates — and is accessible from any device without logging in.

Common Questions About Our Terms

These are the questions we hear most often about how our terms work in practice — covering account access, payment conditions, policy updates, and your rights as an account holder in Malaysia.

Account access is available to individuals in Malaysia where local law permits. You must be of the legally required age in your location and provide accurate registration details to open and maintain an account.

The core terms remain the same regardless of payment method. Touch 'n Go eWallet and GrabPay transactions are also subject to each provider's own service terms, which sit alongside ours and are not overridden by them.

We publish updates on the platform and notify you via your registered contact. Continued use after the effective date means you accept the revised terms. If you disagree, contact support before the update takes effect.

Start by contacting our support team via live chat or email with your account details and a clear description of the issue. We will review the case and respond through your registered contact channel within the stated timeframe.

Yes. Submit a verified data request through our support team. We will confirm your identity and provide the relevant records in line with the timeframe required under applicable Malaysian data protection rules.

The same terms apply across Malaysia, including Subang Jaya. Access remains conditional on local law in your specific location, and it is your responsibility to confirm that use of the platform is lawful where you are.
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Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.